Diversified Smartfolios

FinaMaze Smartfolios are uniquely tailored to your preferences – for risk level, asset class preference, and for opportunity. Each Smartfolio is built by our advanced artificial intelligence platform, based on algorithms from both of the Nobel prize-winning financial models, and overseen by world-leading asset management experts.

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Across Asset Classes

Prime and Elite investors can choose from a wide range of currencies, commodities, and sectors on a global level, all while minimizing transaction and overall portfolio management costs. You can get access to more detailed information regarding individual Smartfolios when you begin your investing journey with us.

Smartfolios for Elite* Prime** investors

*Elite = Professional as per FSRA       **Prime = Retail as per FSRA

Global

Composite

Dynamic Ned Davis

Global Stocks

Regional

USA

Gulf

China

India

Sectorial

Tech

Metaverse Ecosystem

Real Estate

FICC

Energy Commodities

Precious Metals

G10 Sovereign

Protective

Black Swan

Inflation Protect I

Inflation Protect II

USA Yields

Relative Strategies

Consumer Staples vs Tech

Large Cap vs Mid Cap

Global

Global Islamic

Crypto Only

Top 4 Cryptos

Contr Bitcoin

Native Tokens

Crypto Ecosystem

Cryptos & Blockchain Companies

Metaverse Ecosystem

Relative Strategies

Altcoins vs Bitcoin

Contrarian Stocks

Contr USA

Contr Global Stocks

Contr Tech

Contrarian FICC

Contr Oil Gradual

Contr Oil

Contr Precious

Contrarian Crypto

Contr Bitcoin

Venture Capital

Top VC Booster

Are you a Prime or an Elite Investor?

To be classified as an Elite (Professional) Investor, you have to have:

  • Sufficient investment experience in financial markets.
  • Net Assets (excluding liabilities) of at least USD 500,000, excluding primary residence.

  • If not, or if you prefer not to be classified as an Elite Investor, we will classify you as a Prime (Retail) Investor.

    Diversified

    Selection of Securities

    FinaMaze aims to achieve optimal diversification within Smartfolios while minimizing transaction costs. Smartfolios may invest in Single Stocks, Futures or ETFs. We select the most beneficial securities. FinaMaze interests are aligned with investors, and we do not receive any commissions nor benefits from brokers and ETF providers.

    ETF Selection Criteria

    Cost avoidance is one of the most important criteria for long-term investment success. We pay particular attention to key figures such as the Total Expense Ratio (TER) and the Ongoing Charges Figure (OCF). Both measure the total cost of tracking an index.

    ETFs with low trading liquidity generally have wider bid-ask spreads, increasing trading costs. We focus on ETFs with large investment volumes and several market makers to ensure the best possible liquidity and minimize trading costs.

    The tracking error indicates the accuracy with which the ETF tracks its benchmark index. We select ETFs with minimal deviation from the performance of the underlying index. This guideline ensures that our Smartfolios accurately capture the performance of each index.

    ETFs usually track broad market indices, which often include hundreds or thousands of individual securities. This broad diversification allows access to the fundamental drivers of each asset class without taking high specific risks. However, very broad-based indices also contain a so-called long-tail: several smaller companies with lower liquidity and higher trading costs. Our selection process ensures a balanced and favorable ratio between risk diversification and implicit trading costs.

    There are two types of replication of the underlying index for Exchange-Traded Funds: physical and synthetic. Physical replication means the index buys the individual index components (for example, the S&P 500 ETF has the 500 S&P stocks). Synthetic replication This approach guarantees the performance of the desired index. So an ETF replicated on a swap basis does not just include the underlying components risk but also counterparty risk. Whenever we can, we prefer physical replication ETFs. Sometimes, due to unavailability, we could use synthetic replication ETFs to access certain asset classes.

    Let's Get Started

    Sign up and fund your account to start investing. We'll help you every step of the way.

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